- Financial Literacy Home Page
- Reference Room Resources
- Finding Books in MaagNET
- Finding & Requesting Books in OhioLINK
- Electronic Books
- Government Resources:
- Financial Literacy Articles & Research
- Publications for College Students
- Web Resources
0 Maag Library has been a selective government depository since 1973. Currently we select about 48% of the publications available through the Federal Depository Library Program (FDLP). Most government publications are now published on the web and are easily accessible through MaagNet or any internet browser. A select collection of older print documents is still maintained. The Documents Collection (print and microfiche) is located on the Third Floor and is available during all library hours. The collection is open to the public. Following is a list of government documents available online (in PDF format) that pertain to financial literacy. Please be patient, some of these documents are quite lengthy and may take a few minutes to download.
- The Financial Crisis Inquiry Report: Final Report of the National Commission on the Causes of the Financial and Economic Crisis in the United States
Financial Crisis Inquiry Commission, January 2011
>>Print version available in Government Documents, 3rd Floor at Govt Docs Y 3.2: F 49/2/C 86
- Financial Literacy and Education Commission: Further Progress Needed to Ensure an Effective National Strategy
- Financial Literacy and Education Commission: Progress Made in Fostering Partnerships, but National Strategy Remains Largely Descriptive Rather Than Strategic
- Financial Literacy and Education: The Effectiveness of Governmental and Private Sector Initiatives
- The Importance of Financial Literacy Among College Students: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Seventh Congress, Second Session, On the Adequacy of the Level of Financial Literacy and Education Among College Students, the Consequences of a Financially Undereducated Student Body, the Role That Colleges and Universities Play in Promoting Financial Education Among Their Student Body, the Ability and Efficacy of a College or Universities to Establish Limits on Solicitation of its Students, the Appropriateness of Certain Marketing Techniques on College Campuses, and Recommendations to Reduce the Number of Students Who Accumulate Excess Credit Card Debt
- Improving Financial Literacy in the United States: The Need to Improve Americans’ Financial Literacy and Education to Ensure All Americans Have Tools and Resources to Make Sound Financial Decisions
- Improving Financial Literacy: Working Together to Develop Private Sector Coordination and Solutions
- The More You Know, the Better Buyer You Become: Financial Literacy for Today’s Homebuyers, Hearing Before the Subcommittee on Economic Policy of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Tenth Congress, Second Session, On Financial Literacy and Education Efforts Targeted to Both First Time Home Buyers and Existing Home Owners and to Improve Accessibility to Education Programs
- Shopping Smart and Avoid Scams: Financial Literacy During the Holiday Season: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Tenth Congress, First Session, On Steps Consumers Can Take to Avoid Financial Scams, Purchases, Charitable Giving, and Other Financial Decisions With Special Focus on Those Those That Are Most Prevalent During the Holiday Season
- The State of Financial Literacy and Education in America: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Seventh Congress, Second Session, On the State of Financial Literacy and Education in America
- Wall Street to Main Street: Is the Credit Crisis Over and What Can the Federal Government Do to Prevent Unnecessary Systemic Risk in the Future?
Government Resources on the Web
- Federal Deposit Insurance Corporation: Consumer Protection
Find resources provided by the FDIC to educate and protect consumers, revitalize communities, and promote compliance with the Community Reinvestment Act and fair lending laws.
- Federal Reserve Bank of Dallas: Building Wealth
Personal finance education resource for schools, nonprofit community organizations, financial services providers and consumers to help young people, adult consumers, families and others develop a plan for building personal wealth. Presents an overview of personal wealth-building strategies that includes setting financial goals, budgeting, saving and investing, managing debt, and understanding credit reports and credit scores.
- Federal Reserve Board: Consumer’s Guide: Credit Cards
- Federal Reserve Board: What You Need to Know: New Credit Card Rules
- Federal Reserve Education
Here you can find links to instructional materials and tools that can increase your understanding of the Federal Reserve, economics and financial education. All of the Fed web sites, curriculum, newsletters, booklets and other resources are free.
- Federal Reserve Websites:
- Board of Governors of the Federal Reserve System: Consumer Information
- Federal Reserve Bank of Atlanta: Education Resources
- Federal Reserve Bank of Boston: Education Resources
- Federal Reserve Bank of Chicago: Education
- Federal Reserve Bank of Cleveland: Learning Center
- Federal Reserve Bank of Dallas: Economic Education
- Federal Reserve Bank of Kansas City: Education
- Federal Reserve Bank of Minneapolis: Community & Education
- Federal Reserve Bank of New York: Education
- Federal Reserve Bank of Philadelphia: Education
- Federal Reserve Bank of Richmond: Education
- Federal Reserve Bank of San Francisco: Educational Resources
- Federal Reserve Bank of St. Louis: Economics and Personal Finance Education Resources
- Federal Trade Commission: Your Rights: Credit Reporting
The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. A credit report includes information on where you live, how you pay your bills, and whether you’ve been sued, arrested, or filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.
- Financial Literacy and Education Commission
U.S. Department of the Treasury: Office of Domestic Finance. Established under Title V, the Financial Literacy and Education Improvement Act which was part of the Fair and Accurate Credit Transactions (FACT) Act of 2003, to improve financial literacy and education of persons in the United States. The FACT Act named the Secretary of the Treasury as head of the Commission and mandated the Commission include 19 other federal agencies and bureaus. The Commission coordinates the financial education efforts throughout the federal government, supports the promotion of financial literacy by the private sector while also encouraging the synchronization of efforts between the public and private sectors.
- Financial Literacy Fact Sheet
From Comptroller of the Currency Administrator of National Banks
- Money Smart
The Federal Deposit Insurance Corporation (FDIC) initiated a national financial education campaign in 2001 by launching Money Smart, a comprehensive financial education curriculum designed to help individuals outside the financial mainstream develop financial skills and positive banking relationships. The FDIC is continuing to work diligently to form alliances with other major entities, including financial institutions, national non-profit organizations, community- and consumer-based groups, and federal, state and local agencies to promote financial education.
U.S. Department of the Treasury: Office of Domestic Finance: Financial Literacy and Education Commission. MyMoney.gov is the U.S. government’s website dedicated to teaching all Americans the basics about financial education. Whether you are planning to buy a home, balancing your checkbook, or investing in your 401k, the resources on MyMoney.gov can help you do it better. Throughout the site, you will find important information from 20 federal agencies government wide.
- Financial Education and Financial Access: Resource Center
U.S. Department of the Treasury: Office of Domestic Finance. The Office works to promote access to the financial education tools that can help all Americans make wiser choices in all areas of personal financial management, with a special emphasis on saving, credit management, home ownership and retirement planning. The Office also coordinates the efforts of the Financial Literacy and Education Commission, a group chaired by the Secretary of Treasury and composed of representatives from 20 federal departments, agencies and commissions, which works to improve financial literacy and education for people throughout the United States.
- President’s Advisory Council on Financial Capability: Resource Center
U.S. Department of the Treasury: Office of Domestic Finance. On January 29, 2010, the President signed Executive Order 13530, creating the President’s Advisory Council on Financial Capability to assist the American people in understanding financial matters and making informed financial decisions, and thereby contribute to financial stability. It is composed of non-governmental representatives with relevant backgrounds, such as financial services, consumer protection, financial access, and education. The Council will suggest ways to coordinate and maximize the effectiveness of existing private and public sector efforts and identify new approaches to increase financial capability through financial education and financial access.