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Resources on the Web
- 360 Degrees of Financial Literacy
Spearheaded by the AICPA, with the support of state CPA societies, the 360 Degrees of Financial Literacy Web site offers information to help consumers make sound financial decisions at every stage of their lives.
- ChoiceNerd.com: Money Matters
Created to serve as a database of useful information that may help you build wealth instead of debt. The Money Matters section covers a wide array of financial topics. You will learn how to invest in stocks, mutual funds, and bonds. The dynamics of credit cards are discussed and you will understand the importance of maintaining good credit. Banking products and money saving tips are also highlighted. The Money Matters section is a valuable resource to young adults just getting started with financial planning.
- Consumer Jungle
Interactive, web-based program that helps high school students become literate, savvy consumers. Provides engaging and relevant consumer education curricula covering a variety of topics such as credit cards, transportation, living on your own, personal finances, telecommunications, health, and e-commerce fraud. Developed with input from teachers, students, and parents, Consumer Jungle delivers interactive games, activities, and relevant information directly to the home or classroom.
- Council for Economic Education
Mission: To advocate for better and greater school-based economic and personal finance education at the K-12 level; and to educate young people in the U.S. and around the world, primarily through well-prepared teachers, so they may become empowered with economic and financial literacy.
A premier source of classroom tested, Internet-based economic lesson materials for K-12 teachers and their students.
- It All Adds Up
Website for teens who want to get a head start on their financial future. Play online games and simulations to learn about credit management, buying a car, paying for college, budgeting, saving and investing.
Serving as an educator, advocate and facilitator, Credit.com empowers consumers with easy-to-understand information about money, credit, loans and more. Credit.com is partnered with trusted financial experts and select companies in order to offer online consumers insightful tips, helpful tools and excellent deals.
Program produced by Consumer Education and Training Services (“CENTS”) with a grant from the Consumer Protection and Education Fund and assistance from the Washington State Department of Financial Institutions. The mission is to empower students to understand the reason’s behind the student debt explosion and the urgent need to make wise decisions within that context.
- Dollars from Sense
Interactive site that instructs young adults in the basics of personal finance and investing, so they can make smart financial decisions during the early stages of their working lives and beyond. Through rich media presentations and real-life stories, users learn the importance of saving for retirement, the dangers of credit card debt, important financial considerations in accomplishing their short- and long-term goals, and the basics of saving and investing.
- Family Economics & Financial Education
The FEFE project is in collaboration with the Take Charge America Institute at The University of Arizona in Tucson and the credit counseling and debt management company Take Charge America, Inc. The mission is to provide educators with no-cost curriculum materials and the skills and confidence to effectively teach family economics and finance to their students.
- Feed the Pig
Here, you’ll find fun tools, a quiz, tons of tips and other resources. They will all help you think through your spending and saving habits, identify ways you can start saving and commit to making changes that will reduce your debt and grow your savings.
- Financial Avenue
Financial Avenue teaches students and young consumers about smart money management and a variety of topics that affect their personal finances. Financial Avenue’s goal is simple: To empower its users with knowledge and practical tools that send them on the road to a lifetime of financial success.
- Financial Industry Regulatory Authority
The Financial Industry Regulatory Authority (FINRA) is the largest independent regulator for all securities firms doing business in the United States. FINRA’s mission is to protect America’s investors by making sure the securities industry operates fairly and honestly. They offer a wide range of information and tools—through their website, the media and at public forums—to help investors protect themselves and better understand the basic principles of saving and investing.
- Financial Literacy & Education Summit 2011
The Federal Reserve Bank of Chicago and Visa co–hosted the fifth annual Financial Literacy and Education Summit. The program featured leading financial literacy experts who addressed key issues related to the role of government in improving global financial literacy levels for people of all ages. The Summit focused on how government and financial education leaders, in collaboration with providers, can work together to equip consumers with the tools needed to make wise financial decisions.
>>Watch the free webcast now
- Foundation for Financial Literacy
The purpose is to support educational, charitable, religious and scientific programs and organizations that utilize financial education to teach the difference between earned, passive and portfolio income and also educate individuals to convert earned income into passive and portfolio income. The Foundation’s mission is to elevate the financial well-being of humanity.
- Georgia Consortium for Personal Financial Literacy
Seeks to raise public awareness, develop an educational network of businesses and public agencies, track and present research findings, recognize best practices in a variety of arenas and serve as a type of Clearinghouse through which individuals and organizations can have access to resources, services, speakers, research results and programs.
- Hands on Banking
From Wells Fargo Bank. Want to take charge of your own finances and reach your goals? Just pick your age group and get started! Whether you want to build your credit, your investments, or your own small business; invest in the market, a home, or higher education; shop for a loan, buy a car, or open your first bank accounts, the Hands on Banking program offers all the basic money tools, skills, and information you need.
- Institute for Financial Literacy
The mission is to make effective financial literacy education available for all American adults. The Institute accomplishes its mission by working with organizations to incorporate financial education into their existing services. The Institute also provides direct delivery of financial counseling and education to the general public. As the national authority on adult financial education, the Institute advances professionalism and effectiveness in the field of financial literacy by setting the National Standards for Adult Financial Literacy Education™, hosting the Annual Conference on Financial Education™, maintaining the Library of Personal Finance™, and administering the Center for Financial Certifications™ and the Center for Consumer Financial Research™.
- The International Gateway for Financial Education
Established by the Organisation of Economic Co-operation and Development (OECD) as part of its overall comprehensive project on financial education. The main objectives of the gateway are to: Launch and develop the first global clearinghouse on financial education which gathers an extensive and comprehensive range of information, data, resources, research and news on financial education issues and programmes around the globe; Raise awareness on, and visibility of, financial education issues worldwide and ensure the wide dissemination of research, best practices and guidelines on financial education; Promote the access to and exchange of information, knowledge, experience and expertise on financial education; Support the creation of a worldwide network of governmental representatives and key stakeholders on financial education; Encourage further the elaboration of best practices and principles with the guidance of the network and under the aegis of the OECD.
- Jump$tart Coalition for Personal Financial Literacy
National coalition of organizations dedicated to improving the financial literacy of kindergarten through college-age youth by providing advocacy, research, standards and educational resources. Jump$tart strives to prepare youth for life-long successful financial decision-making.
- Working Together to Build Financial Muscle: Jump$tart 2010 Annual Report
- President’s Advisory Council on Financial Literacy: 2008 Annual Report to the President
“On January 22, 2008, President George W. Bush signed an executive order creating, for the first time, a President’s Advisory Council on Financial Literacy. The charge was simple, yet daunting: improve financial literacy among all Americans.” – Charles R. Schwab, Chairman, President’s Advisory Council on Financial Literacy
- National Standards in K-12 Personal Finance Education
These standards, created by the Jump$tart Coalition in conjuction with educational and financial services experts, delineate the personal finance knowledge and skills that K-12 students should possess.
- Best Practices for Personal Finance Education Materials
- Jump$tart’s Reality Check
A student online calculator that tells you how much income you will need when you are on your own to support the lifestyle you want. You fill out a checklist of lifestyle wants, including choice of shelter, transportation, food, utilities, entertainment and personal items. Then REALITY CHECK tells you how much income you will need to support your wants, lists a few jobs that fall into your desired pay scale, and the level of education you will need.
- Jump$tart Clearinghouse
Database of personal finance resources available from a variety of education providers such as government, business and non-profit organizations.
- MasterCard: Responsible Spending
Offers consumer education programs with initiatives that are specifically designed to educate consumers on the value of responsible spending and how to develop sound money management skills.
- the mint
The Northwestern Mutual Foundation partnered with the National Council on Economic Education (NCEE) in the development of themint.org. The site provides tools to help parents as well as educators teach children to manage money wisely and develop good financial habits: the building blocks for a secure future.
Free educational resource from the financial experts at Ohio’s credit unions.
Free online reality based personal finance course for young adults developed by the AFSA Education Foundation. This interactive curriculum is aimed at the millions of high school and college students who graduate each year without a basic understanding of money mangement fundamentals.
National financial literacy partnership of Consumer Action and Capital One. The first program of its kind to combine free, multilingual financial education materials, curricula and teaching aids with regional meetings and roundtables to train community-based organization staff so that consumers at all income levels and walks of life can be reached.
- National Endowment for Financial Education
The mission is to help individual Americans acquire the knowledge and skills necessary to take control of their financial destiny. NEFE’s mission is grounded in the belief that regardless of background or income level, financially informed individuals are better able to: Take control of their circumstances; Improve their quality of life; and Ensure a stable future for themselves and their families.
- National Financial Education Network Database for State & Local Governments
Established by the Federal government’s Financial Literacy and Education Commission. Brings together representatives from different areas and levels of government across the nation to advance financial education efforts. Members of the Network are able to communicate with each other and collaborate on projects and ideas that can have a broad impact in financial education. Serves as a database where Network members post information on the large variety of programs and services offered to help individuals better manage their personal finances.
- National Foundation for Credit Counseling
With over 100 member agencies and more than 900 local offices throughout the country, the NFCC is the national voice for its members, which are nonprofit, mission driven, community-based agencies. Each year, more than one million people receive counseling and educational services from NFCC member agencies. More than one-third of all consumers who come to an NFCC agency for counseling are able to manage their debt on their own after receiving financial education and counseling.
- Ohio Jump$tart
Ohio JumpStart Coalition for Personal Financial Literacy seeks to create and sustain an effective infrastructure to champion and support the systematic delivery of personal finance knowledge to Ohio school children during the K-12 classroom delivery.
- Pay Your Family First
Dedicated to empowering children and families to build prosperous futures through financial literacy education, with experiential and fun learning tools and opportunities.
- Practical Money Skills for Life
Free site designed to help educators, parents and students practice better money management for life. To help today’s youths and consumers of all ages become financially savvy, Visa has partnered with leading consumer advocates, educators and financial institutions to launch a national program to improve the nation’s financial skills — Practical Money Skills for Life.
- RAND Financial Literacy Center
A joint center of Rand, Dartmouth College, and The Wharton School. The mission of the Financial Literacy Center is to develop and test innovative programs to improve financial literacy and promote informed financial decisionmaking.
- Schwab MoneyWise
Created by The Charles Schwab Corporation, this website is designed to promote financial knowledge and understanding. The goal is to provide the fundamental information and concepts everyone needs in order to make good financial decisions and thrive in an increasingly complex financial world.
- Show Me the Future
Mapping Your Future’s Show Me the Future is a financial literacy and life skills game, designed to help 12-20 year olds prepare for their futures. The game helps players understand: the cost of living; budgeting, which is vital to financial freedom; the difference between wants and needs; the importance of financial planning; the need to set career goals; and the value of higher education.
- Society for Financial Education and Professional Development
The primary mission of this non-profit organization is to enhance the level of financial and economic literacy of individuals and households in the United States and promote professional development at the initial stage of career development and mid-level management.
Consists of a wide variety of resources to help students learn the basics of financial management, including: budgeting, saving, paying for college, buying a car, getting a first job, protecting their identity and critically evaluating different loans. There are also comprehensive materials available to assist college professors and administrators in teaching students about these vital financial life skills. All of the resources on “What’s My Score” are being provided to students and colleges at no cost.